Personal Banking :: Checking Accounts

Personal Checking Accounts

Every personal checking account comes with these FREE benefits:

  • Free Online Banking & Bill Pay
  • ATM / Debit Card available with no monthly fee
  • Free e-Statements
  • Unlimited check writing
  • Free 24-hour telephone banking

Free Checking

A FREE account for everyone! And our most popular checking account.

  • No monthly service charges
  • No minimum balance requirement
  • Only $100 to open account
  • Great free benefits, including free first order of basic checks and free online banking and bill pay

Interest Checking

Earn interest on your checking account balances.

  • Earn interest on your money (based on daily collected balance)
  • Free official checks (limit 2 monthly)
  • Unlimited check writing
  • Free first order of wallet-style checks
  • Free use of CertusBank ATMs
  • Free 24-hour Telephone Banking
  • Free when you maintain a $1,000 minimum daily balance or $8 monthly charge if average balance falls below $1,000
  • Only $100 to open
  • Great free benefits, including free first order of basic checks and free online banking and bill pay

Silver Checking

Interest checking for customers 55 or better!

  • Earn interest on your money (based on daily collected balance). Rate set by your market President
  • No minimum balance required
  • Unlimited check writing
  • First order of checks for free ($10 off coupon for each additional order)
  • Free use of CertusBank ATMs
  • No montly service charge or per item fees
  • Special CD rates
  • Only $100 to open
  • Great free benefits, including free telephone banking and bill pay, free debit card and free eStatements

Student Checking

Checking designed to fit a student's budget and banking needs. For students only (maximum age to open is 28).

  • No minimum balance required
  • No monthly service charges
  • No charge by CertusBank for first 4 ATM transactions at non-CertusBank ATMs
  • $100 minimum deposit to open account
  • Great free benefits, including free online banking and bill pay, free debit card and free eStatements

Ready to take the first step?

Account benefits subject to change without notice. Accounts subject to bank approval.